Most people have investments. Few have a strategy. We help you connect the dots.
Where to Start
If any of these sound familiar, you are not alone. These are the conversations we have every day with people just like you.
We analyze your savings rate, timeline, and lifestyle goals to build a clear picture of where you stand.
Rolling over, leaving it, or converting it each have trade-offs. We help you weigh the options.
Balancing competing priorities is one of the most common challenges we help families navigate.
The timing of your claim can mean tens of thousands of dollars in lifetime benefits. We model your options.
Gaps in coverage can quietly undermine years of careful saving. We review what you have and what you may need.
Your personal finances and your business finances are deeply intertwined. We help you plan for both.
Financial Planning
We provide you with a wide variety of investment options that align with your goals. We always act in your best interests, which means your goals drive your investments – and not the other way around. We look at financial planning from four angles:
We will help you bring your risk, current financial situation and spending into focus.
Narrowly tailored to identify and address your specific goals and objectives.
In-depth analysis of available Social Security claiming options.
Comprehensive analysis of life, disability, long-term care and other risk management solutions.
Financial Planning
Do you know what your business is worth? Do you have a succession plan in place if something unexpected happens? How will the sale of your business affect your retirement? Our financial planners can help you answer these questions, with a focus on four areas of business financial planning.
Your business is part of your individual financial plan – and a key asset in your life.
Determine an accurate valuation of your business to incorporate into your personalized financial plan.
We help you make tax efficient decisions today rather than when it comes time to file.
Understanding what happens to your business when you're gone is vital to financial planning.
Our team identifies risks that could tremendously impair your financial situation. While it's important to focus on what may go right with your situation, it's also crucial to consider how you may be negatively impacted without protections in place. Transferring risk to the deeper pockets of an insurance company in a cost-effective manner may be prudent to minimize the financial damage of a catastrophic, unanticipated event.
Considers income replacement as well as business succession funding and estate planning through a vehicle which may be income tax and estate tax-free, if structured properly.
Protects your income in the event of your inability to work prior to financial freedom.
Provides financial support for activities of daily living in respite care, adult day care, in-home care, assisted living and nursing home care.
The Value of Advice
You can manage your own investments. But managing your entire financial life — taxes, insurance, retirement timing, estate plans, and more — is where professional guidance may make a meaningful difference.
Instead of scattered accounts and policies, you get a single, integrated plan where every piece works together toward your goals.
When markets shift or life throws a curveball, you have someone in your corner helping you think clearly instead of react emotionally.
As an SEC-registered investment adviser, we are legally required to act in your best interest. Your goals come first — always.
Get Started on Your Own
Not ready to talk yet? No problem. Try one of our free tools to get a snapshot of where you stand.
Understand your comfort level with investment risk in about 5 minutes.
Take the quiz →See how your contributions and employer match could grow over time.
Try the calculator →Compare the long-term impact of Roth and Traditional IRA contributions.
Compare now →Common Questions
Straightforward answers to the questions we hear most often.
A financial advisor helps you build a comprehensive plan that connects your income, savings, investments, insurance, and goals into one coordinated strategy. Rather than managing each piece in isolation, an advisor looks at your full financial picture and helps you make informed decisions about retirement, taxes, risk, and wealth transfer. Learn how we can help.
Fees vary depending on the advisor and the services you need. At Trillium Wealth, we are transparent about our fee structure and happy to discuss costs during an initial conversation. Many clients find that the value of coordinated planning, tax-aware strategies, and ongoing guidance far outweighs the cost of advice. Request a fee discussion.
A fiduciary is legally required to act in your best interest at all times. A broker, on the other hand, is held to a suitability standard, meaning their recommendations only need to be suitable for you — not necessarily the best option. As an SEC-registered investment adviser, Trillium Wealth operates as a fiduciary. Learn more about our approach.
We recommend reviewing your financial plan at least annually, and after any major life event such as marriage, the birth of a child, a job change, inheritance, or retirement. A plan is only useful if it reflects your current circumstances and goals. Schedule your review.
A 401(k) is one piece of your financial picture, but it does not address questions like how much to contribute, which investments to choose, how your 401(k) fits with other accounts, or when to begin withdrawals. An advisor helps you coordinate your 401(k) with the rest of your financial life. Try our 401(k) calculator.
Bring recent statements for your bank accounts, investment accounts, and retirement plans, along with a summary of your debts, insurance policies, and most recent tax return. Do not worry about being perfectly organized — the first meeting is about understanding your situation and your goals. Book your first meeting.
Local Presence, National Reach
With six offices across the country, we provide personalized financial planning close to home. Whether you prefer to meet in person or virtually, our advisors are here for you.
Headquarters
New York
Louisiana
North Carolina
Illinois
Pennsylvania
We also serve clients nationwide through virtual meetings.
Find Your Nearest OfficeAll investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss. Past performance is not indicative of future results.
In 15 minutes we can get to know you – your situation, goals and needs – then connect you with an advisor committed to helping you pursue true wealth.
